Living in retirement

After decades of work, you’ve made it to a well-deserved stretch of freedom called retirement. Now the question is how to make your money last through this new phase of life. As your financial guide, we’ll help you figure out a withdrawal strategy that fits your situation and helps you pursue meaningful goals. After all, you’ve got a lot of living to do.

Discover the ways we can help Get in touch

Explore services

Financial guidance to help you live in retirement the way you’ve always dreamed of.

Expert planning to help you determine your retirement income strategy
Niches
Guidance about when to start social security and how to maximize benefits
Niches
Tax-efficient wealth transfer strategies that honor your intentions
Niches
Smart strategies to make your wealth last a lifetime and beyond
Niches
Thoughtful planning for healthcare needs and long-term care considerations
Niches
Preserve your standard of living smartly for decades to come
Niches

Three considerations in retirement

It’s common to have questions swirling as you plan for retirement. Take comfort knowing we can help you decide when to start tapping social security, how much you should allocate for healthcare as you age, and how you can leave a legacy that honors your story. We’re by your side through it all.

Are you prepared for longevity?

Your retirement might last three decades or more, so it’s crucial to take a long and fulfilling life into account when you create your financial plan. Our knowledgeable team can help guide you in exploring the possibilities.

Milestones

Honeymoon phase

You’re finally free to pursue your passions and check items off your bucket list. We can help you:

  • Plan to pursue lifelong goals, including travel and charitable endeavors
  • Project healthcare costs and consider Medicare and long-term care coverage options
  • Make the most of your income streams, such as Social Security

Reflection phase

Life has settled into a peaceful rhythm as you enjoy memorable moments in time. We can help you:

  • Update your estate plan and check beneficiaries
  • Set up a tax-efficient wealth transfer strategy
  • Have meaningful legacy planning conversations with your family

Turning point phase

As the honeymoon ends, a clearer vision of the rest of your life begins. We can help you:

  • Review housing options – aging in place versus downsizing
  • Create a dynamic, efficient budget for healthcare costs
  • Consider other longevity concerns as part of your financial plan

Related Resources

To handle payments for a disabled senior, it's not enough to put powers of attorney, medical directives or guardianship arrangements in place.
Read
Retirement & Longevity
You don’t have to make $1 million to save $1 million. Following these five principles can help you successfully prepare for retirement.
View
Retirement & Longevity
“Backdoor” strategies let you enjoy the benefits of a Roth while getting around some of the limitations.
Read
Retirement & Longevity
Review this roadmap to help you navigate through the Medicare enrollment process.
View
Retirement & Longevity
Many investors worry about outliving their savings. As a result, they sometimes underestimate what they can comfortably spend in retirement.
Read
Retirement & Longevity
How your retirement savings can continue working for you.
Read
Retirement & Longevity
Shine some light on these common misconceptions to help get the most from your hard-earned benefits.
View
Retirement & Longevity
Things to consider before joining a community of like-minded retirees.
Read
Retirement & Longevity
Practice makes perfect when it comes to retirement.
Read
Retirement & Longevity
Consider the benefits and limits associated with making post-tax contributions to an individual retirement account.
Read
Retirement & Longevity
Many couples don’t agree on when, where or how they’re going to spend their golden years.
Read
Retirement & Longevity
Learn how to get the most from your hard-earned benefits.
Read
Retirement & Longevity

We can help you pursue a retirement filled with passion and purpose.

Get started
Lorem ipsum dolor sit amet, consectetur adipiscing elit. Donec co...
See More
Placeholder
Connect with us

Securities offered through Capitol Securities Management, Inc., member FINRA / SIPC.

For important regulatory disclosures please click here. 

Please click here for the Capitol Securities Management Form CRS (Customer Relationship Summary)

This material is not intended as tax or legal advice, and it may not be relied on for the purpose of avoiding any federal tax penalties. You are encouraged to seek tax or legal advice from an independent professional advisor. The content is derived from sources believed to be accurate. The information and data presented on this website are from sources believed to be reliable. Their accuracy and completeness is not guaranteed and the giving of the same is not deemed a solicitation on our part with respect to the purchase or sale of any securities.

Financial Advisors may only conduct business with residents of the states and/or jurisdictions for which they are properly registered. Therefore, a response to a request for information may be delayed. Please note that not all of the investments and services mentioned are available in every state. Investors outside of the United States are subject to securities and tax regulations within their applicable jurisdictions that are not addressed on this site. Contact our office for information and availability.

Links are being provided for information purposes only. Capitol Securities Management is not affiliated with and does not endorse, authorize or sponsor any of the listed websites or their respective sponsors. Capitol Securities Management is not responsible for the content of any website or the collection or use of information regarding any website's users and/or members.